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Ask Nora Psychic Advice Column
A free weekly advice column from a genuine Psychic Reader.
October 19, 2007
Nora our family has had money problems for so long and every time I turn around it is something new that needs fixed or the kids need. I can't ever get away from it and the debt is overwhelming. What is going to happen to us?
Unfortunately many of your problems come from a pattern of living outside of your means and holding on to hope and faith that a windfall in the future would take care of the debt you were digging yourself into. While you are very modest and reasonable people, there are limitations to the expenses you can afford due to so many obligations, feels like responsibilities to children, and also I see you are providing assistance to a parent financially.
In supporting so many people, your budget is stretched very thin, and for years you have lived outside of those means, in order to enjoy the meager luxuries you have indulged in. Unfortunately that small amount of debt amassed each year has snowballed to a virtually insurmountable amount, and though you hope to somehow find your way out of it, options look grim and you are considering possibly having to lose your home.
A significant change of lifestyle, tightening of belts and change in behavior pattern is needed to turn this around, as the amount of debt is significant, and will take years to tackle. Laying off of personal indulgences, entertainment expenditures as well as finding another means of additional income are things that will help you and empower you to change things around and head in a positive direction. Many of your actions, choices and behaviors as a family, in terms of money, are self defeating, and a good hard and honest look at that, in conjunction with a willingness to change, will get you through to better more consistent and stable financial times.
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